Ruby

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Key Benefits

Hospital: Major Medical Expenses
AHB Cover: GP & Specialist in-hospital services payable to a maximum of 225% of NAMAF Tariff

Benefit Cover
Accommodation and Theatre 100%
Physiotherapy & Biokinetics (post-rehabilitation) 100%
MRI & CT Scans 100%
Internal Appliances & Materials 100% of cost
Oncology – (All-inclusive In and Out of Hospital)

  • Consultations and Procedures
  • Hospitalisation
  • Radiation Oncology (Referral from a medical specialist only)
  • Oncology Medication (chemotherapy, radiotherapy and hormone therapy)
100%

Dialysis/Organ Transplant 100%
Refractive Surgery 100%
Maternity
  • Confinement – Full Procedure
  • 12 Ante-natal Consultations per Beneficiary
  • 6 Sessions, Ante / Post-natal Classes & Education
  • 3 Sonar Scans per Beneficiary per Pregnancy
100%


Ambulance and Evacuation Services

Benefit Cover
Emergency Ambulance & Flights 100%
Ambulance/Inter-hospital transfer 100%

International Medical Travel Insurance

Benefit Cover
Medical cover when travelling to foreign countries.
  • For emergency cases only
100% of cost

Day-to-Day Benefits

Benefit Cover
General Practitioners and Specialists 100%
Dentistry 100%
Medicine & Injections
  • Acute
  • Chronic
  • Essential Vaccination/Immunisation (As per WHO guidelines)
  • Self-Medication

80%
80%
100%
100%
Optical 100%
Primary Health Care Services 100%
Auxiliary Services 100%
Specified Illness Conditions 100%

Contributions

Individuals
Age Band Main
Adult Child
0 25 2,375 1,624
739
26 30 2,648
1,854
739
31 35 2,914
2,053 739
36 40 3,286
2,339
739
41 45 3,607
2,595
739
46 50 3,897 2,826
755
51 55 4,264
3,087 755
56 60 4,558
3,325
755
61
65 4,872
3,565
755
66+
5,177 3,821
755
Groups
Age Band Main Adult Child
0 25 2,168 1,419
626
26 30 2,402 1,582 626
31 35 2,567 1,730 626
36 40 2,805 1,913
626
41 45 3,092 2,141 626
46 50 3,292 2,292
663
51 55 3,552
2,512
663
56 60 3,805
2,699 663
61
65 4,034 2,880
663
66+
4,053 2,898
663