Additional Benefits

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AHB Cover pays (from the first dollar) the excess of NAMAF tariff for General Practitioners and/or Specialists should a member/dependant be hospitalised. Hospitalisation can be traumatic, unexpected and expensive and, NMC therefore, believes that AHB will be of immeasurable financial value when our members need it most. NMC pays 100% of NAMAF tariff PLUS a maximum of 125% additional cover for any excess of the NAMAF tariff that General Practitioners and Medical Specialists may charge.


NMC offers members International Medical Travel Insurance cover of N$10 million for emergency medical expenses. The International Medical Travel Insurance does not apply to any non-emergency and planned elective surgery or procedure.

Apply for your travel certificate before you embark on your trip and inform Hollard in writing of any pre-existing conditions.


The benefit is not applicable to Topaz and Topaz Plus members.

Apply for International Medical Travel Insurance now.
The Benefit Booster is a supplementary benefit on certain day-to-day medical services where the overall annual limits have been exceeded. Should a member or a dependant’s day-to-day benefit limit on General Practitioner, Specialist, Medicine (self-medication excluded), Primary Healthcare, Dentistry, Auxiliary and Out-of-Hospital casualties be depleted, the Benefit Booster will automatically take effect.
The Benefit Booster is only applicable to the Diamond, Sapphire, Ruby, Jade and Opal options.

*The Benefit Booster is not applicable to Topaz and Topaz Plus members.
The Premium Waiver benefit covers a member’s premiums for 3 (three) months in the event of the principal member passing away, on condition that the members are fully paid-up on their monthly premium. This benefit is not applicable to Topaz Plus and Topaz members.
Ex gratia is an additional grant from the Board of Trustees, approved on certain criteria for unexpected major medical expenses and costs outside the scope of benefits of NMC.