Diamond

Does the run-of-the-mill not meet your needs? Are you only satisfied with the best of the best? Do you never want to worry about your medical aid needs? Then Diamond is for you! Named after Namibia’s most important gem, it provides the best of the best. Diamond’s extensive range of benefits and 130% payment of NAMAF tariffs for some benefits will ensure that your medical aid fund needs are met all the way. The overall annual cover is unlimited and chronic medication is not a concern as Diamond provides high chronic medication benefits as well as generous individual benefit amounts. Contributions are market-related.

Key Benefits

Hospital: Major Medical Expenses
AHB Cover: GP & Specialist in-hospital services payable to a maximum of 225% of NAMAF Tariff

Benefit Cover
Accommodation – private ward 100%
Accommodation – other than a recognised hospital 100% of cost
MRI & CT Scans 100%
Internal Appliances & Materials 100% of cost
Oncology – Active Therapy (Surgery, Chemotherapy and Radiotherapy) 100%
Organ Transplant 100%
Refractive Surgery 100%
Maternity - Confinement – Full Procedure
  • 12 Ante-natal Consultations
  • 2 Sonars per Beneficiary per pregnancy
130%

Ambulance and Evacuation Services

Benefit Cover
Emergency Ambulance & Flights 100%
Ambulance/Inter-hospital transfer 100%
Other Transport 80%

International Medical Travel Insurance

Benefit Cover
Medical cover when travelling to foreign countries. For emergency cases only 100% of cost

Day-to-Day Benefits

Benefit Cover
General Practitioners 130%
Dentistry 130%
Medicine & Injections
Acute
Chronic
Self-medication
80%
80%
100%
Optical 100%
Primary Health Care Services 100%
Auxiliary Services 100%
Specified Illness Conditions 100%

Contributions

Individuals
Age Band M0 M1 M2 M3 M4 M5+
0 25 3 183 5 794 6 950 8 120 9 276 10 435
26 30 3 627 6 574 7 735 8 908 10 066 11 222
31 35 4 055 7 338 8 504 9 659 10 828 11 994
36 40 4 629 8 352 9 547 10 736 11 920 13 104
41 45 5 140 9 286 10 486 11 679 12 879 14 079
46 50 5 612 10 109 11 302 12 479 13 672 14 860
51 55 6 175 11 106 12 310 13 511 14 706 15 911
56 60 6 664 11 974 13 162 14 346 15 541 16 728
61 65 7 173 12 863 14 043 15 216 16 391 17 571
66+
7 682 13 775 14 943 16 098 17 264 18 424
Groups
Age Band M0 M1 M2 M3 M4 M5+
0 25 3 183 5 794 6 950 8 120 9 276 10 435
26 30 3 519 6 356 7 468 8 584 9 695 10 812
31 35 3 894 6 988 8 103 9 193 10 297 11 397
36 40 4 358 7 816 8 921 10 025 11 134 12 237
41 45 4 850 8 712 9 828 10 957 12 070 13 192
46 50 5 213 9 343 10 442 11 535 12 622 13 723
51 55 5 648 10 118 11 206 12 284 13 373 14 461
56 60 6 193 11 083 12 179 13 280 14 369 15 469
61 65 6 700 11 985 13 081 14 172 15 262 16 352
66+
6 737 12 044 13 139 14 238 15 331 16 428

Diamond Individual Single Parent Contributions
Age Band M0 M1 M2 M3 M4 M5+
0 25 2 785 5 070 6 081 7 105 8 117 9 131
26 30 3 174 5 752 6 768 7 795 8 808 9 819
31 35 3 548 6 421 7 441 8 452 9 475 10 495
36 40 4 050 7 308 8 354 9 394 10 430 11 466
41 45 4 498 8 125 9 175 10 219 11 269 12 319
46 50 4 911 8 845 9 889 10 919 11 963 13 003
51 55 5 403 9 718 10 771 11 822 12 868 13 922
56 60 5 831 10 477 11 517 12 553 13 598 14 637
61 65 6 276 11 255 12 288 13 314 14 342 15 375
66
6 722 12 053 13 075 14 086 15 106 16 121
Diamond Group Single Parent Contributions
Age Band M0 M1 M2 M3 M4 M5+
0 25 2 785 5 070 6 081 7 105 8 117 9 131
26 30 3 079 5 562 6 535 7 511 8 483 9 461
31 35 3 407 6 115 7 090 8 044 9 010 9 972
36 40 3 813 6,839 7 806 8 772 9 742 10 707
41 45 4 244 7 623 8 600 9 587 10 561 11 543
46 50 4 561 8 175 9 137 10 093 11 044 12 008
51 55 4 942 8 853 9 805 10 749 11 701 12 653
56 60 5 419 9 698 10 657 11 620 12 573 13 535
61 65 5 863 10 487 11 446 12 401 13 354 14 308
66
5 895 10 539 11 497 12 458 13 415 14 375