Diamond

Does the run-of-the-mill not meet your needs? Are you only satisfied with the best of the best? Do you never want to worry about your medical aid needs? Then Diamond is for you! Named after Namibia’s most important gem, it provides the best of the best. Diamond’s extensive range of benefits and 130% payment of NAMAF tariffs for some benefits will ensure that your medical aid fund needs are met all the way. The overall annual cover is unlimited and chronic medication is not a concern as Diamond provides high chronic medication benefits as well as generous individual benefit amounts. Contributions are market-related.

Key Benefits

Hospital: Major Medical Expenses
AHB Cover: GP & Specialist in-hospital services payable to a maximum of 225% of NAMAF Tariff

Benefit Cover
Accommodation – private ward 100%
Accommodation – other than a recognised hospital 100% of cost
MRI & CT Scans 100%
Internal Appliances & Materials 100% of cost
Oncology – Active Therapy (Surgery, Chemotherapy, Radiotherapy and Hormone Therapy) 100%
Organ Transplant 100%
Refractive Surgery 100%
Maternity - Confinement – Full Procedure
  • 12 Ante-natal Consultations
  • 3 Sonar Scans per Beneficiary per Pregnancy
130%

Ambulance and Evacuation Services

Benefit Cover
Emergency Ambulance & Flights 100%
Ambulance/Inter-hospital transfer 100%
Other Transport 80%

International Medical Travel Insurance

Benefit Cover
Medical cover when travelling to foreign countries. For emergency cases only 100% of cost

Day-to-Day Benefits

Benefit Cover
General Practitioners 130%
Dentistry 130%
Medicine & Injections
Acute
Chronic
Self-medication
80%
80%
100%
Optical 100%
Primary Health Care Services 100%
Auxiliary Services 100%
Specified Illness Conditions 100%

Contributions

Individuals
Age Band M0 M1 M2 M3 M4 M5+
0 25 3 406 6 200
7 437
8 688 9 925 11 165
26 30 3 881 7 034
8 276 9 532 10 771 12 008
31 35 4 339 7 852 9 099 10 335
11 586
12 834
36 40 4 953 8 937 10 215
11 488
12 754
14 021
41 45 5 500 9 936 11 220
12 497
13 781
15 065
46 50 6 005 10 817 12 093
13 353
14 629
15 900
51 55 6 607 11 883 13 172
14 457
15 735
17 025
56 60 7 130 12 812
14 083
15 350
16 629
17 899
61 65 7 675 13 763 15 026
16 281
17 538
18 801
66+
8 220 14 739 15 989
17 225
18 472
19 714
Groups
Age Band M0 M1 M2 M3 M4 M5+
0 25 3 422
6 229
7 471
8 729 9 972 11 218
26 30 3 783 6 833 8 028
9 228 10 422
11 623
31 35 4 186
7 512 8 711 9 882 11 069 12 252
36 40 4 685 8 402
9 590
10 777 11 969 13 155
41 45 5 214
9 365
10 565
11 779 12 975 14 181
46 50 5 604 10 044
11 225
12 400 13 569
14 752
51 55 6 072
10 877 12 046
13 205 14 376
15 546
56 60 6 657 11 914 13 092
14 276 15 447 16 629
61 65 7 203
12 884 14 062
15 235 16 407 17 578
66+
7 242
12 947 14 124
15 306
16 481
17 660

Individuals: Single Parent Contributions
Age Band M0 M1 M2 M3 M4 M5+
0 25 2 980 5 425 6 507 7 602 8 684 9 769
26 30 3 396 6 155 7 242
8 341 9 425 10 507
31 35 3 797 6 871 7 962 9 043
10 138
11 230
36 40 4 334 7 820 8 938 10 052
11 160 12 268
41 45 4 813 8 694 9 818 10 935 12 058
13 182
46 50 5 254 9 465 10 581
11 684 12 800 13 913
51 55 5 781 10 398
11 526
12 650 13 768 14 897
56 60 6 239
11 211 12 323 13 431 14 550
15 662
61 65 6 716 12 043 13 148 14 246 15 346 16 451
66+
7 193
12 897 13 990 15 072 16 163 17 250
Groups: Single Parent Contributions
Age Band M0 M1 M2 M3 M4 M5+
0 25 2 994 5 450 6 537 7 638 8 726 9 816
26 30 3 310 5 979 7 025
8 075
9 119
10 170
31 35 3 663 6 573 7 622 8 647 9 685 10 721
36 40 4 099 7 352
8 391
9 430
10 473
11 511
41 45 4 562 8 194
9 244
10 307
11 353 12 408
46 50 4 904 8 789 9 822 10 850 11 873 12 908
51 55 5 313
9 517
10 540
11 554 12 579 13 603
56 60 5 825 10 425
11 456 12 492 13 516 14 550
61 65 6 303
11 274 12 304 13 331 14 356 15 381
66+
6 337
11 329 12 359 13 393
14 421
15 453